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Is a Business Line of Credit the Right Choice for Small Businesses? Our top tips!

7 November

For small and medium sized enterprises in Australia, effective cash flow management is an ongoing challenge. When seasonal fluctuations in revenue or unexpected operating expenses put pressure on your cash flow, finding the financial tool that offers flexibility and convenience in accessing much-needed working capital is critical. A business line of credit can be an […]

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The Top 5 Myths About Invoice Finance, Debunked

31 October

What are the top 5 myths about Invoice Finance? Invoice Finance is a customisable form of finance that allows small and medium enterprises (SMEs) to access in advance the money owed to them from their clients and customers. This flexible finance solution can be critical for helping SMEs who struggle with cash flow due to […]

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The Top Funding Frustrations for Australian Business Owners in 2019

12 March

A steady supply of working capital is vital to the success of SMEs. Whether it’s for business expansion, investing in new equipment or any other reason, companies need funding to stay afloat. Unfortunately, obtaining funding has become increasingly difficult in recent years. Scottish Pacific’s March 2019 SME Growth Index discovered that 1 in 5 SMEs […]

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Media Release: Top 5 reasons why SMEs will fall short of 2022 revenue targets

29 July

Hiring challenges and staff shortages have been identified as the major roadblock to small and medium enterprises (SMEs) reaching their revenue targets in 2022. According to the latest round of the SME Growth Index report by Australia’s leading non-bank business lender, ScotPac, just under half of the 700 plus SMEs surveyed (46%) are on track […]

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The top 10 issues facing small business owners

15 January

By Zilla Effrat  With 2023 coming to a close, we report on the top 10 issues facing Australian small businesses to help you prepare for the Christmas season and beyond.  1. Rising wages Rising wages are the greatest concern of SMEs, particularly smaller businesses with revenue of less than $5 million, according to the latest […]

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Media Release: Top three things SMEs want in a new lender in 2023

17 January

Speed, ease and dependable customer service!  These are the common themes Australian SMEs are looking for when sourcing new business finance or refinancing existing loan facilities in 2023. Topping the list for SMEs was the onboarding process, with an overwhelming 95% of businesses saying they want the least amount of paperwork and administrative hurdles – […]

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Top Mistakes to Avoid When Using a Business Line of Credit

12 November

In ScotPac’s SME Growth Index from the end of 2024, we included a remarkable outcome of our research: 94% of small and medium sized enterprises in Australia required new business funding in the next six months. In our more recent SME Growth Index from April 2025, we noted that well over half of all SMEs […]

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Top Considerations When Planning for Business Expansion

25 August

If you’re considering expanding your business, you might feel both excited and nervous. The opportunity to grow your company to new levels of success is certainly an exciting prospect, but it is also not a decision to be made lightly and without due thought. By planning carefully, you’ll be able to ensure as smooth a […]

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