Buy or Refinance Property through your Business

ScotPac Business Finance

4.8

Brett Corrick

00:08 25 Oct 23

Vatsala has been an amazing asset to our business - the best we have ever worked with across the finance world

David Herd

02:01 06 Jun 23

Best decision we made joining scotpac invoice facility. Thankyou to Daxa and the team for your support. helped us get our company and finances on track. Daxa you’re stuck with us xx

N G

13:01 25 Nov 21

My company engaged Scotpac to assist us with Debtor Finance & I can say that I highly recommend their service. Not only are they extremely helpful and friendly, but they work quickly and efficiently. We had solved our cashflow issues in under a week!Thank you!

Torran James

06:17 08 Sep 21

ScotPac CashConnector has provided my business with a fantastic solution to bolster our cashflow and ensure we have the necessary funds available as required. I have been working closely with Daxa Patel who has ensured that no question has gone unanswered. I have found working with her and the team at ScotPac to be very easy whilst being shown my business is important to them. Highly recommend the product and the team!

shane grimwood

06:54 07 Sep 21

ScotPacs Cash Connector product has been a game changer for my transport business, with many ongoing costs Cash Connector allows me to manage my cash flow for wages, repairs and other costs, my assigned account manager Daxa is always on hand to advise and help with any hiccups that may occur.. I highly recommend this product and the Cash Connector team..

Mark McSkimming

05:05 30 Aug 21

Scotpac have been very helpful and very professional. Daxa Patel account manager has been very helpful in all areas and would recommend her any time to talk to.

Lloyd De swardt

16:26 26 Aug 21

Cash connector has assisted with large capital expenditure and excelled my business growth.Staff are super friendly and work hard to assist with your day to day issues, while maintaining a great level of professionalism.Would strongly recommend a chat with them to see if they can assist!

Kristie Martin

04:38 26 Aug 21

I work as a Financial Administrator for company that engages the services of ScotPac. I deal with Daxa 99.9% of the time and she is awesome to talk to. She is always helpful, prompt and extremely efficient at her job. Thank you.

Danielle Jamesion

02:55 26 Aug 21

Highly recommend ScotPac for Business Finance. Daxa especially is always very friendly and helpful and will go the extra mile to assist.

Anjana Chauhan

15:05 23 Aug 21

Our company is very impressed with the services that Scotpac provides. Daxa, Allison, Rhys and the team are very helpful and always ready to assist in making our life easier. It has been very beneficial to help manage business cash flow since we started dealing with them.Excellent service, flexible approach, easy to communicate and very professional.Looking forward to many more years of working together. I would highly recommend ScotPac Business for your finance solutions.

glenn perkins

04:42 20 Aug 21

ScotPac are a vital part of our expanding business. They have worked very well with us from the beginning and the service from Daxa has been first class.

Lucky's Transport Group

04:46 11 Aug 21

ScotPac has been outstanding in assisting with Business Finance. Everything has been so straightforward and stress free.The team has been nothing but helpful and friendly. ThanksOur ScotPac Account Manager has been so quick, friendly and efficient with all communication and correspondence.I would highly recommend ScotPac to any business that is needing assistance with Business Finance and freeing up any cash flow. They can do so much to assist. Thank you.

Sharna duggan

02:45 07 Aug 21

Scotpac have been a god sent for our company. As we had to wait 60days for our clients to pay our Invoices this put a major financial strain on our business, then we found Scotpac and never looked back. Staff there are always friendly, helpful and quick to fix or answer any issues. We have had the pleasure of having Daxa Patel as our Account Manager throughout this process and appreciate everything she has done and is continuing to do! I recommend this company to all small businesses.

Steven Yu

05:58 05 Jul 21

Very helpful team - even responded emails over the weekend.

Bligh Williams

05:48 15 Jun 21

I have been working with David Craven at Scot Pac and his team to put in place a invoice factoring facility. The professionalism and standard of service could be described as exceptional.The focus on getting the facility not just approved but operational was amazing.If you have lost confidence in service being provided by financial services suppliers in today market, then you will find the Scot Pac experience to be outstanding.

Aerose Velasco

00:37 14 Jun 21

ScotPac has been very helpful to AHP. Having no knowledge how they operate and help AHP when my predecessor left without any handover, ScotPac has helped me understand and guided me every single step. I am working closely with Kirk and he is always there to help us along with Gina. AHP is always grateful and can't say anything but ScotPac is the best in helping what's best to our company.

Rob Furlan

03:05 30 Apr 21

Allison and Team have supported us well with transitioning into Cash Connector. The transition was smooth and they were very helpful in getting us going!. Well done Scot Pac with the Cash Connector product - makes our financing requirments effortless!

04:58 07 Apr 21

I've worked with a number of different lenders similar to ScotPac in the past and none have come close to ScotPac in terms of eligibility, pricing and customer service. Can't thank Richard and the rest of the team enough for their help in assisting my clients finance needs. If there are any businesses or finance brokers looking for the best, ScotPac is the way to go.

Rachel Wilson

01:33 07 Apr 21

I highly recommend Scotpac, they have been a breeze to deal with.The progress claim and debtor insurance facility has enabled our business to control our cash-flow, minimise our risk and increase our revenue.The service from Daniel our client manager is invaluable, he has been a wealth of knowledge and constant support for our steel fabrication business.

Murdo McKay

06:00 05 Apr 21

ScotPac have been superb to us. Teething issues took a little bit to get through, but ScotPac were responsive the whole time and really tried to make the process as smooth as possible, and resolved our issues quickly and efficiently.Since then, the service has been fantastic. Has really helped kick start our business, and accelerate some of our plans.Joanne and Nil in particular have been great help, and are extremely responsive, helpful and understanding. Overall, we've been extremely satisfied with the service, and the support we receive.

Tessa Villero

23:58 23 Mar 21

Nil and his team at ScotPac have been nothing short of a blessing to work with. Matters get resolved instantly and the flexibility offered to cater to our type of business has been amazing. Great client relations and super easy and fun to work with.

Andrew Phillips

21:39 22 Mar 21

Rob Cotterall

20:50 22 Mar 21

Scotpac's Progress Claim team have been first rate in supporting us to succeed with our projects in recent times. We have an extended team focus when working with them as their short term lending support levels out our cashflow and enables us to pull the bigger projects off. We couldn't do it without them so thanks heaps!

Claudia Roughley

01:14 21 Mar 21

ScotPac have worked alongside us for several years now as our business has grown. Joanne and her team keep us on track and have made great efforts to get to know us and therefore they have been really accommodating for the way our business works. I admire how responsive and diligent they all are - and appreciate that a lot!

Narrabian

22:29 16 Mar 21

ScotPac are a very ethical and professional company who I've worked with regularly over many years. All the staff that I've dealt with are friendly, efficient, honest and upfront and their rates are very competitive. I would definitely recommend them to anyone considering using their services.

daniel Romeiro

04:35 15 Mar 21

Richard the BDM took a lot of time out of his busy schedule to help in every way possible during the application process.Once we had been approved I was handed over to Joanne at this stage i was nervous in how to use their product, however Joanne made this transition very easy with been so kind and patient in the entire process.I would highly recommend both Richard and Joanne from Scot Pac.Nil has also been very helpful.thank you

Steve Cole

23:20 14 Mar 21

Flexible facilities, responsive team, a business looking to help other businesses succeed

Simon Johnson

02:06 11 Mar 21

Richard H and the broader team are focused, fast and always happy to find solutions for unique situations. Trust them completely with my clients.

A W

00:57 11 Mar 21

Richard and the team at ScotPac have been fantastic. They are commercial, partnership oriented and have been extremely prompt and helpful with all their services and onboarding. Very highly recommended!

Lisa Cook

21:52 07 Mar 21

Kings Resources Pty Ltd experience with the ScotPac team has been helpful and efficient. My contact is with Nelly and she offers solutions to any questions I have.

Bounce LED

23:12 06 Mar 21

Scottpac has been a fantastic finance partner to Bounce LED for the past 5 years. Vatsala and Barkha take care of our weekly requirements and are a pleasure to deal with.

Stephane Debrincat

04:59 04 Mar 21

Carrie Gao

01:19 04 Mar 21

Working with Scotpac in the past three years has brought our business a fast growth. They truly care about what we need and work closely to make sure we have all possible support. The team members are friendly, professional, and responding fast to all emails or calls. They are highly recommended for any growing business.

Brian Ingram

09:18 02 Mar 21

Damien Hopley

06:06 02 Mar 21

ScotPac has changed the way we do business, for the better. From communication, training, service and problem solving, they are a delight to deal with. Both Malcolm and Tiarra are always at the ready to help solve all issues the business faces. They are a tremendous team, providing solutions quickly and efficiently and the advice they provide is always beneficial.

greg bannister

03:17 02 Mar 21

ScotPac has been a great partner for 4 years allowing Gateshead Traffic Solutions to expand with ease . We can recommend ScotPac for all your finance needs

Harry Grewal

23:27 01 Mar 21

ScotPac is a great facility that has assisted our business better manage our day to day cash flow requirements. Being a start up business the debtor finance facility has been crucial in the success of our business. Also the equipment finance facility offered by ScotPac is an alternative solutions to the major banks as their lending policies may not always be suitable to every business and their requirements.Our Client relationship manager Malcolm Naidoo has always been very helpful, professional and reliable. His dedication to our business has helped us become a successful Road transport operator.

Claudine Gomez

21:37 01 Mar 21

Have a debtor finance facility with ScotPac. They are great to deal with, very responsive and helpful. Staff are approachable and understand our needs. Great Portal software for easy access to all our cashflow data. Our Manager, Malcolm Naidoo, has been great from day 1. Highly recommend.

Rob E

02:54 01 Mar 21

Our client relationship manager is Vatsala. She and the Scot Pac team have been diligent and a key element of our success, including having sophistication and experience to navigate through events with Covid in early/mid 2020. We highly commend the Scot Pac

Mario Dimovski

02:18 01 Mar 21

ScotPac has been a vital key to our businesses on going growth allowing access to early funding from our customers. Being a small business rapidly expanding across Australia we have had the ability to financially support our expansion plans using the Scotpac facilities, working with the wonderful support team led by Bineeta Koyak. Well done guys, highly recommended.

Kellie simkin

22:09 28 Feb 21

I have made the switch to Scot Pac and Cash Connector and the entire team here all love it. Scot Pac are great to deal with and Cash Connector is an excellent product that suits our needs so well. The ability to pick and choose funding along with only paying when you do a funds draw down is of great benefit to us. I highly recommend Scot Pac and Cash Connector.

Amina Adra

02:57 26 Feb 21

My experience dealing with SCOTPAC has always been a positive one. They are always there to answer your queries in a timely and professional manner. A delight to work with. Thanks again for your exceptional service.

Vanessa Evans

01:37 26 Feb 21

ScotPac has been an essential business partner with us since 2014. ScotPac provides the perfect funding & debtor insurance solution for our business. We highly regard our relationship with their professional team of staff, especially Vatsala & Barkha, who are always looking to add value to our business. Thanks ScotPac!

Cherry Rao

01:30 25 Feb 21

Very friendly people, very helpful service, very good for the business!

Sonia Yacoub

00:04 25 Feb 21

Berringa Honey,Over the past 12 months Scot Pac Finance have assisted us enormously with prompt efficient responses.Daxa Patel-Our Senior Account Manager understands our monthly business requirements and has always been very attentive to our needs.I would highly recommend Scot Pac to other businesses who require prompt capital assistance.

Nathan Tanner

03:05 24 Feb 21

Great to deal with, extremely helpful and always willing to work with us to arrange a solution that fits our needs.

Mika Salvador

04:28 23 Feb 21

ScotPac is very helpful, and I am glad we use their service. They're easy to communicate with, and when we need something from them, they give it as soon as they can. Nelly is the person I work with the most and she helps us with the best that she can. When I ask her to process a refund for our customer, she does it right away, which also helps us provide a better service to our customers. Shivani, on the other hand, is always there to assist Nelly and me with other stuff. I am very happy to work with them.

Teena Lee

23:19 22 Feb 21

We have only been dealing with Scotpac for a short period of time, but we have had no major issues the staff are always willing to help and they are always friendly and any issues have been dealt with quickly and promptly.

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BUSINESS FINANCE / BUY OR REFINANCE HOMES FOR BUSINESS OWNERS

Conditional funding approval in as little as 48 hours

Tailored solution to help you meet your needs and goals

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Find finance for your home the right way

ScotPac doesn’t just provide a wide range of tailored finance solutions for businesses. We also help business owners leverage the equity in their homes, enabling them to invest in their business. Enjoy access to our expert decision makers who are experienced in all aspects of finance solutions and home finance.

You home is likely one of the largest assets you’ll own, so ensuring that the right financial solution is in place is vital. Our team will work closely with you to understand your financial position and goals, providing custom advice that can work for you.

To find out more, speak to the ScotPac team today. We operate out of numerous cities across Australia, with an executive management team boasting over 35 years of business finance experience.

Our Solutions

Fast, flexible and personalised Home Loans and Business Loans for Business Owners

FAST SET UP – CONDITIONAL APPROVAL IN AS LITTLE AS 48 HOURS
FLEXIBILITY ON DOCUMENTATION REQUIREMENTS
USE YOUR RESIDENTIAL SECURITY FOR FUTURE BUSINESS BORROWING

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Our Invoice Finance solution allows you to access the cash in your unpaid invoices

LINE OF CREDIT WITH NO NEED FOR PROPERTY SECURITY
UNLOCK THE VALUE IN YOUR INVOICES
FACILITIES FROM $10K TO $150M

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Asset Finance helps by financing new and pre-owned equipment.

FUNDING AVAILABLE IN AS LITTLE AS 24 HOURS
FUND NEW AND PRE-OWNED ASSETS
FUNDING FOR IMPORTED EQUIPMENT

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Trade Finance provides a cash flow injection to help manage the import or export of goods

PAY OVERSEAS AND DOMESTIC SUPPLIERS
INCREASE STOCK LEVELS AND EXTEND PAYMENT TERMS
SELL TO OVERSEAS CUSTOMERS

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What are our customers saying about us?

ScotPac have assisted a number of our clients in time critical situations and are highly experienced cash flow lenders.

Sebastian Hyde

Recruitment

We think of ScotPac more than just a Financial Services provider, they care enough to know our business and as such we are more like partners

Cheryl Armour

Transport

It’s growth funding that gets us the best from our working capital, which covers materials, wages and other costs while we wait to be paid for our goods.

Miles Jackson

Manufacturing

Why ScotPac?

ScotPac was founded in 1988 and with over 35 years of experience, we’re specialists in finding timely, flexible finance packages to help our clients achieve their business goals

We don’t believe in a one size fits all approach and we’re committed to finding a way for our clients. That’s why we view our clients as relationships and not transactions and ensure tailored business solutions based on our extensive industry know-how.

With specialists on the ground in all 5 states and territories to assist, a track record of growing our clients at an average of 3 x GDP and greater flexibility than the banks, its no wonder we're a leading provider.

Disclaimer: SPPF Pty Ltd Australian Credit License 539333 Servicer of Loans made by ScotPac Property Finance Pty Ltd. This information is current at 1st March 2023 and is for general information purposes only. It has been prepared without considering your objectives, financial situation or needs. Please refer to the product terms and conditions at scotpac.com.au.

Invoice Finance

Unlock the value in your invoices

Asset Finance

Fund new and pre-owned assets

Invest in your business by unlocking your home's equity

ScotPac offers business owners assistance in unlocking the equity in their home so they can invest in their business and access customised finance solutions to buy or refinance a house

Find finance for your home the right way

Our Solutions

Business Loans

Invoice Finance

Asset Finance

Trade Finance

What are our customers saying about us?

Sebastian Hyde

Cheryl Armour

Miles Jackson

We help a range of different industries reach their full potential

Why ScotPac?

Invoice Finance

Unlock the value in your invoices

Asset Finance

Fund new and pre-owned assets

Trade Finance

Boost purchasing power

Business Loans

Fast funding to fuel your business growth

Invest in your business by unlocking your home's equity

ScotPac offers business owners assistance in unlocking the equity in their home so they can invest in their business and access customised finance solutions to buy or refinance a house

Find finance for your home the right way

Our Solutions

Business Loans

Invoice Finance

Asset Finance

Trade Finance

What are our customers saying about us?

Sebastian Hyde

Cheryl Armour

Miles Jackson

We help a range of different industries reach their full potential

Why ScotPac?