Our latest research
At ScotPac, we are passionate about supporting Australian and New Zealand based business owners and we are investing significantly in research to enable us to keep up to date with the issues that affect them on an ongoing basis.
SME Growth Index: September 2026
The September 2026 edition of ScotPac’s SME Growth Index reveals a resilient but increasingly divided Australian SME sector. Despite economic and regulatory pressures, 56% of SMEs expect revenue to grow over the next six months, forecasting a record average increase of 12.7%. The report explores the key trends shaping SME confidence, cash flow and growth, including the impact of Payday Super, changing funding needs and the growing importance of financial resilience.
Download the SME Growth Index – September 2026 here.
Business Funding Guide
The Australian Small Business and Family Enterprise Ombudsman (ASBFEO) and ScotPac Business Finance have developed an Australian-first independent Business Funding Guide, which gives advisors the tools to help businesses become finance fit and choose the right funding option. Click here to download the guide.
FitsME: Essential Guide to Business Funding
The Australian Small Business and Family Enterprise Ombudsman (ASBFEO) and ScotPac Business Finance have developed an Australian-first independent Essential Guide to Business Funding for SMEs. An easy-to-follow guide, designed to help time-poor businesses prepare for funding, and ensure they’re selecting the finance solution that provides them with the best chance of funding success. Click here to download the guide
Surviving Cash Flow Challenges Guide
Unlock your business’s potential with ScotPac’s cash flow guide. Gain expert insights to master cash flow, fuel growth, and navigate financial hurdles confidently. Download your copy today and transform cash flow challenges into opportunities.
Cash flow action plan for the Recruitment, Staffing & Labour Hire industry
Visit our recruitment and staffing page to download our free action plan to see how you can meet wage commitments, calculate your working capital needs and better manage your cash flow.
Cash flow action plan for Transport & Storage
Visit our transport page to download our free action plan to see how you can overcome fuel, wages or lease payment hurdles, calculate your working capital needs and better manage your cash flow.
Past Editions of SME Growth Index
View previous editions of the ScotPac SME Growth Index, commissioned to provide insight into the thoughts of small to medium size business owners and managers towards a broad range of issues.
SME Growth Index – September 2025
SME Growth Index – October 2024
SME Growth Index – October 2023
ScotPac SME Growth Index – March 2023
ScotPac SME Growth Index – September 2021
ScotPac SME Growth Index – March 2021
ScotPac SME Growth Index – November 2020
ScotPac SME Growth Index – March 2020
Scottish Pacific SME Growth Index – September 2019
Scottish Pacific SME Growth Index – March 2019
Scottish Pacific SME Growth Index – September 2018
Scottish Pacific SME Growth Index – March 2018
Scottish Pacific SME Growth Index – September 2017
Scottish Pacific SME Growth Index – March 2017
Scottish Pacific SME Growth Index – September 2016
Scottish Pacific SME Growth Index – March 2016
Scottish Pacific SME Growth Index – September 2015
Scottish Pacific SME Growth Index – March 2015