From untapped potential
to unlocked opportunity.

Leverage the value in your business
with finance solutions tailored to your needs.
Get Started
4.5 Star Google reviews
based on 39 reviews

From untapped potential
to unlocked opportunity.

Leverage the value in your business
with finance solutions tailored to your needs.
Get Started

Tailored finance to fit your business

We provide award winning finance solutions and a range of cash flow options to help your business succeed. Explore how we can help below.

Start up

Got a growing pipeline, but can’t get the banks on board? We can provide working capital to help you grow.

Growth

Are cashflow gaps preventing you from taking on new opportunities? We can turn your unpaid invoices into funding.

Turnaround

Need a cash injection for your business but feel you’ve exhausted all avenues? We can offer new funding paths to get you back on track.

Get in touch

At ScotPac, we can help all business types access the cash flow needed for success. Find out more here.

Wholesale Trade

Long payment terms and high overheads causing cash flow challenges? We can help, find out more here.

Manufacturing

Unpaid invoices slowing down your business production times? We can provide a quicker source of cash flow.

Recruitment

Cash flow issues affecting the ability to grow your book? We can provide a more predictable source of working capital.

Transport

Need more cash to keep your business moving? We can help unlock the value in your unpaid invoices.
Other industries

Small Business

Slow paying clients holding up your plans? We can help you with quick access to cash so you can keep moving.

Medium Business

Need a cash boost for new projects? We can help provide you with additional cash flow.

Large Business

Unexpected expenses affecting your company growth? We can help provide working capital to drive your ambitions.

Get in touch

At ScotPac, we can help businesses of all sizes to access the cash flow needed for success. Find out more here.

Invoice Finance

Cashflow gaps affecting your ability to grow? We can turn your customer invoices into a source of funding.

Asset Finance

Are your outdated assets or lack of equipment holding you back? We can help you access funds using business assets you already have.

Trade Finance

Need more purchasing power in your business? We can provide fast funding so you can keep growing.

Get in touch

At ScotPac, we can help all business types access the cash flow needed for success. Find out more here.

Tailored finance to fit
your business

Explore our products below

Start up

Got a growing pipeline, but can’t get the banks on board? We can provide working capital to help you grow.

Growth

Are cashflow gaps preventing you from taking on new opportunities? We can turn your unpaid invoices into funding.

Turnaround

Need a cash injection for your business but feel you’ve exhausted all avenues? We can offer new funding paths to get you back on track.

Get in touch

At ScotPac, we can help all business types access the cash flow needed for success. Find out more here.

Wholesale Trade

Long payment terms and high overheads causing cash flow challenges? We can help, find out more here.

Manufacturing

Unpaid invoices slowing down your business production times? We can provide a quicker source of cash flow.

Recruitment

Cash flow issues affecting the ability to grow your book? We can provide a more predictable source of working capital.

Transport

Need more cash to keep your business moving? We can help unlock the value in your unpaid invoices.
Other industries

Small Business

Slow paying clients holding up your plans? We can help you with quick access to cash so you can keep moving.

Medium Business

Need a cash boost for new projects? We can help provide you with additional cash flow.

Large Business

Unexpected expenses affecting your company growth? We can help provide working capital to drive your ambitions.

Get in touch

At ScotPac, we can help businesses of all sizes to access the cash flow needed for success. Find out more here.

Invoice Finance

Cashflow gaps affecting your ability to grow? We can turn your customer invoices into a source of funding.

Asset Finance

Are your outdated assets or lack of equipment holding you back? We can help you access funds using business assets you already have.

Trade Finance

Need more purchasing power in your business? We can provide fast funding so you can keep growing.

Get in touch

At ScotPac, we can help all business types access the cash flow needed for success. Find out more here.
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
Philip Ridyard – Director, Strait Brands
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
Philip Ridyard – Director, Strait Brands

Why ScotPac?

We believe in relationships, not transactions, and make it our business to know yours. With over 30 years' experience, you can count on us to see the true value of your business.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.

Calculate how much you could borrow

Find out how much you could borrow with one of our invoice finance solutions

Enter the amount of money you are currently owed by your customers.

$

You could borrow up to:

$

Pretty simple, how much are you looking to finance?

$

You could borrow up to:

$

Simply enter the amount of money your supplier has invoiced you.

$

You could borrow up to:

$

Call us to discuss how we can
finance your business 1300 332 867

We’re an award winning lender