Unlocking your unpaid invoices with Xero and ScotPac
Connect with Xero for fast access to
Invoice Finance through Cash Connector
No property security required
Choose which sales invoice to fund and
only pay for what you use
Fast funding available within 24 hours


What is Cash Connector?
Cash Connector makes it easy to access the funding locked away in your unpaid sales invoices. Just like an overdraft you can access funds as you need to. It’s simple to apply and only takes 5 minutes to connect Cash Connector with your Xero package. Once connected you can see the same information across platforms – saving you time. You can also pick and choose the invoices you’d like us to fund, giving you the freedom and flexibility to manage your cash flow the way you want.

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I’d definitely recommend Invoice Finance to other small businesses. For Cole Clark, it has been very handy. Working with Scottish Pacific is very seamless. They get to know us, and our business, well.
I’d definitely recommend Invoice Finance to other small businesses. For Cole Clark, it has been very handy. Working with Scottish Pacific is very seamless. They get to know us, and our business, well.
Why Scottish Pacific?
We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.Is Cash Connector right for me?
Get a quoteCash Connector helps lots of businesses, you just need to meet this criteria, and as with any other business finance, it’s subject to approval.
- You invoice other Australian companies
- You have been trading 6 months or longer
- You have unpaid invoices totalling $10k or more
- You invoice only after the work is complete
- You are an incorporated company
You can find out more on our Cash Connector FAQ page.
About Xero
Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet of phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.
Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims - from anywhere.
Get paid faster with online invoicing. Send online invoices to your customers - and get updated when they’re opened.
Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.
Easy to apply
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Get a quote
Connect your accounting package and see how much you could access2
Finalising the application
We’ll be in touch to discuss your quote and continue your application3
Getting your funds
We’ll work with you to dot all the i’s and cross the t’s to finalise your fundingGet approval within 24 hours
Get a quoteCall us to discuss how we can
finance your business 1300 332 867