INVOICE FINANCE
Cleaning Up Cash Flow: Flexible Funding for Chemical Manufacturers
Executive Summary
Bower Australia, a family-owned cleaning chemical manufacturer for the mining sector, needed fast funding to support post-COVID growth. ScotPac delivered $300,000 in Invoice Finance and $97,000 in Business Loans within five days, enabling Bower to seize new opportunities and maintain strong cash flow.
Business background and challenge
Bower Australia, a family-owned business since 1998, designs and manufactures cleaning chemicals primarily for the mining sector, with products used for cleaning hydraulic components and heavy plant parts.
Experiencing a surge in sales post-COVID, they needed funding to maintain sustainable growth and manage day-to-day cash flow.
ScotPac’s solution
ScotPac provided Bower Australia with a tailored funding solution, delivering $300,000 in Invoice Finance and $97,000 in Business Loans.
This fast, flexible facility was settled within five business days, giving Bower Australia the immediate working capital needed to support increased sales and maintain sustainable growth.
As a manufacturing business, having quick access to cash has been a game changer. It’s allowed us to buy raw materials and packaging on time and keep our production running smoothly.
The Impact
The rapid access to working capital empowered them to confidently take on increased sales volumes post-COVID, supporting sustainable growth and ensuring they could continue delivering for their mining industry clients without interruption.
The ScotPac team has been fantastic — always available, supportive, and easy to talk to. It feels more like calling a friend than dealing with a lender.
Why ScotPac
After being referred by Mayfair Debt Advisory, they chose ScotPac for our ability to deliver a tailored facility and settle within five business days—something their previous provider couldn’t match. Our flexibility and strong broker partnerships enabled quick access to funds, supporting sustainable expansion.
Geoff Bower, CEO of Bower Australia said “Before working with ScotPac, we were constantly waiting on 30-day customer payments before we could pay suppliers, which made it hard to keep up. The invoice finance facility solved that — it gave us the flexibility to stay ahead and maintain momentum.”
“Overall, the experience has been extremely positive. ScotPac has helped us bring our plans to life without the cash flow stress, and I’ve already recommended them to others.”
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