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Equipment Finance with ScotPac.

The finance you need to move with the times

Funding available in as little  as 24 hours

Fund new and pre-owned assets

Funding for imported equipment

What is Equipment Finance?

Equipment Finance enables you to obtain financing for business equipment, machinery and vehicles (trucks and tractors). You can borrow up to 100 percent of the asset value over a fixed term and rate. It’s perfect for companies that are looking for flexible financing to improve productivity and expand their business.

Capital raising

Gain access to the capital
within assets that you already own
to fund your business’s growth.

Fund the true value

Up to 100% of the cost of equipment is funded.

New and used

Purchase new or pre-owned equipment
locally or from overseas & access
a wider choice to suit your needs and budget.
At ScotPac, the people actually make the effort to understand what you do. Every single time we have leaned on them, they have been there as partners for us.
Hussein Rifai - Chairman, Shepparton Partners Collective
At ScotPac, the people actually make the effort to understand what you do. Every single time we have leaned on them, they have been there as partners for us.
Hussein Rifai - Chairman, Shepparton Partners Collective

Why ScotPac?

We find a way to say “yes”. We're nimble and inventive with our funding solutions by unlocking the hidden value in your assets.
Fast Funding We can get you up and running in as little as 24 hours.
Tailored to Fit Solutions tailored for your business, we adapt to ever-changing funding needs.
Experts in SME We have over 30 years of experience lending exclusively to SMEs and make it our business to know yours.
Tailored to Fit Solutions tailored for your business, we adapt to ever-changing funding needs.
Experts in SME We have over 30 years of experience lending exclusively to SMEs and make it our business to know yours.
Fast Funding We can get you up and running in as little as 24 hours.

What are the
benefits of equipment finance?

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Equipment Finance can help your business fund the upgrades so you can take on more opportunities to expand your business by using your equipment that generates income as security.

In fact, we can provide funding in as little as 24 hours.

Our solutions are incredibly flexible and easily tailored to perform for your unique business:

Fund new &
pre-owned assets
Fund
pre-purchased
items
Can be used
for capital
raising
Fast funding
w/ flexible
repayment
option

For more information about how we can help your business, fill out an enquiry form or call us today.

HOW LONG CAN I FINANCE AN ASSET OVER?

Our terms range from 24 to 60 months.

WHAT ASSETS CAN I FINANCE WITH SCOTPAC?

Generally goods that can be depreciated for business purposes however different financiers have differing lending policies regarding what types of goods they are willing to finance.

Some types of assets that can be financed include:

  • Business Equipment – Forklifts, manlifts or company vehicles
  • Machinery – Lathes, milling machines or drilling machines
  • Vehicles – Trucks, tractors or excavators

Please contact us to confirm.

WHAT IS A BALLOON OR RESIDUAL PAYMENT?

A balloon payment, or also known as a residual payment, is an amount due at the end of the agreed contractual term to finalize the contract. It is commonly utilized to structure a facility whereby the clients require a lower monthly repayment over the contracted term, to assist in managing their cash flow.

WILL SCOTPAC EQUIPMENT FINANCE WORK FOR MY BUSINESS?

Yes!  It can help improve cash flow, free up capital and reduce upfront costs.

Not sure if Equipment Finance is right
for you? We offer other finance solutions

Learn more

Call us to discuss how we can
finance your business 1300 505 883