Home Loans for Business Owners

Launching 2022: Use the extra equity in your residential property to borrow for business purposes

Fast set up – conditional approval in as little as 48 hours

Tailored and personalised solutions – we look for a way to say yes when others can’t

Add on Invoice Finance, Trade Finance or Asset Finance to receive a discounted home loan rate*

Home Loans for Business Owners

Home Loan for Business Owners offers flexible solutions to use the extra equity in your residential property for business purposes with fast approvals and tailored solutions – with limited paperwork and supporting documents required.

Alleviate the challenge of financing your residential property mortgage with fast approvals and tailored solutions – with limited paperwork and supporting documents required.

Add on Invoice Finance, Trade Finance or Asset Finance to receive a discounted home loan rate*

Benefits for your Business
• Fast set up – conditional approval in as little as 48 hours
• Tailored and personalised solutions – we look for a way to say yes when others can’t
• Terms of up to 30 years available with options to redraw or make extra repayments

 

Easy refinance options

Flexibility on documentation requirements

Use your residential security for future business borrowing

ScotPac, take a bow. You should know that you helped us keep 15 to 25 people in work over a 30-year period.
Keiran Wilson - Former owner, Specialty Doors
ScotPac, take a bow. You should know that you helped us keep 15 to 25 people in work over a 30-year period.
Keiran Wilson - Former owner, Specialty Doors

Why ScotPac?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.

Who does Home Loans
for Business Owners suit?

Enquire Now

For Business Owners looking to alleviate the challenge of financing your residential property mortgage.

You must be an Australian business owner or self-employed individual who has held an ABN for at least 12 months and is purchasing or refinancing a residential property.

 

 

For more information about how we can help your business, fill out an enquiry form or call us today.


WHEN CAN I APPLY FOR A HOME LOAN FOR BUSINESS OWNERS?

Home Loans for Business Owners will be available in early 2022.
If would like to register your interest for this product or talk to one of our lending specialist about our working capital solutions, please call on one of the numbers below.

WHAT ARE THE REPAYMENT TERMS?

You have the choice of repayment frequency – weekly, fortnightly or monthly.

There are options of principal and interest or interest only for up to 5 years.

WHAT TERMS ARE AVAILABLE?

Terms are available from 5 – 30 years. (5 years interest free reverting to principal and interest thereafter)

 

CAN I MAKE EXTRA REPAYMENTS?

Yes, you can make extra repayments.

Call us to discuss how we can help
finance your business 1300 505 883

SPBF Ltd is an Authorised Credit Representative Number 535859 of Mortgageport Pty Ltd Australian Credit Licence Number 386360. This information is current at 07 November 2021 and is for general information purposes only. It has been prepared without considering your objectives, financial situation or needs. Please refer to the product terms and conditions at scotpac.com.au.
Announcing Property Secured SME Lending launching early 2022. Read more here: