Australia’s Leading Non-Bank Business Lender

Giving businesses a better chance of success for over 30 years. Funding solutions to help you...
Buy
equipment
Pay wages
Buy
stock
Fund
expansion
Improve
cash flow
Pay debt
Buying a
business
Import
goods
Enquire Now

How we can help

Know what you're looking for?

ScotPac offers a wide range of business and commercial finance solutions that help you get the funding you need
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Invoice Finance

Our Invoice Finance solution allows you to access the cash in your unpaid invoices Learn more
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Trade Finance

Trade Finance provides a cash flow injection to help manage the import or export of goods Learn more
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Asset Finance

Asset Finance helps by financing new and pre -owned equipment or accessing the capital tied up in existing assets Learn more

Who can we help?

ScotPac can support your business if you are looking to:

Improve cash flow &
access working capital
Buy inventory from domestic
or overseas providers
Buy assets or equipment

If you sell to other businesses on credit terms, need cash to purchase stock, or are investing in new equipment then we can help you achieve your goals. We specialise in helping businesses in industries such as…

  • Recruitment & staffing
  • Wholesale & retail trade
  • Manufacturing
  • Transport

For more information about how we can help your business, fill out an enquiry form or call us today.


ScotPac's financing solutions vs other business loans

Our financing solutions let you unlock the hidden value of your business assets, letting you access the working capital you need to achieve your goals.

If you’re considering a business loan or a business credit card to secure funding, and you’re a business that gets paid through invoices once the job is complete – then ScotPac may be a better alternative

Financing with ScotPac
Typical Unsecured Loan
Typical Secured Loan
NO PROPERTY REQUIRED?
NO REGULAR REPAYMENTS?
LOW-COST SOLUTIONS?
FLEXIBLE TERMS TO SUIT YOUR NEEDS?
FACILITIES FROM $10K TO OVER 100M?
LOW - DOC SOLUTION?
24 HR TRUN AROUND?
FACILITIES THAT GROW WITH YOUR BUSINESS

Enter the amount of money you are currently owed by your customers.

$

You could borrow up to:

$

Easy to apply

Call us today to discuss how ScotPac's solutions can help.

1

Give us a call

Talk to one of our friendly
business finance specialists
about tailoring a solution for
your business

2

Proposal

We’ll present you with the
solutions to choose from,
based on what you’ve told
us you need

3

Documentation & Settlement

We’ll work with you to
dot all the i’s and
cross the t’s to finalise
your solution

Get approval in as little as 24 hours

Enquire Now
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
PHILIP RIDYARD – DIRECTOR, STRAIT BRANDS
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
PHILIP RIDYARD – DIRECTOR, STRAIT BRANDS

Why ScotPac?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting to your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting to your business needs.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.

What is Invoice Finance?

Invoice Finance, is quite simply a line of credit linked to and secured by your outstanding accounts receivable.

If your business supplies products or services to other businesses on standard trade credit terms, Invoice Finance can help.

There are a number of variations in how the service is delivered, ranging from Confidential Invoice Discounting (for larger, more sophisticated businesses with a dedicated finance department) to the option of full management of accounts receivables (which allows many of our smaller clients to focus on growing their businesses rather than chasing outstanding invoices).

Fast funding

Funds available in as
little as 24 hours

Tailored to you

A range of funding solutions
available to suit your business

Flexible

Choice of fixed or no
minimum term contract

Call us to discuss how we can
finance your business 1300 332 867