Fast and flexible funding to keep you moving

Fast Funding
Funds in as little as 24 hours, giving you fast access to the working capital you need.
Flexible solutions
Explore a range of funding options to get the capital you need, minus the conditions you don’t.
Partnership for Success
Direct access to decision makers and support from local lending specialists invested in your success.ScotPac benefits for NatRoad members
ScotPac will provide a 50% discount on new working capital facility arrangement fees for NatRoad members. Call us on 1300 123 063 or send us an enquiry to find out more. Be sure to tell us you’re a NatRoad member to get access to this exclusive benefit.
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How ScotPac Business Finance can help your business
ScotPac Invoice Finance helps businesses manage cash flow, pay wages, fund growth, and more – tailored to meet your needs at every stage of your business journey.
The best businesses know that cash flow financing can be a clever way to help them hire, build, grow and acquire. ScotPac can help your business unlock growth opportunities and outperform your expectations.
How Business Finance works
Our simple process takes just minutes to complete, with less paperwork than traditional lenders, making it fast and hassle-free.
Submit an enquiry, and our lending specialists will be in touch the same business day to discuss your needs and find the right funding solution.
With same-day credit decisions and funding available in as little as 24 hours, ScotPac helps you access the finance you need – when you need it.
Award winning Business Finance solutions
With ScotPac, our clients enjoy the best of both worlds: The speed, flexibility and access of a specialist lender, and the reliability and knowledge of Australia’s largest non-bank lender.
Is it right for you?
Wondering if your business qualifies for a ScotPac Business Finance? Here’s what we look for:
Business ownership
Are you 18 years or older and either an Australian citizen or a permanent resident of Australia?
Trading history
Your business must have been trading in the same location for at least 12 months, with records of consistent sales.
Monthly turnover
Your business must have a minimum turnover of $25,000 per month in total sales.
Documentation
Your business will need to provide 6 months of business bank statements, a completed application form, and photo ID for directors or borrowers.
Security
A strong asset base may help increase approval rates and loan amounts.
Not sure if you qualify? Our team is here to help – reach out, and we’ll work with you to find the right solution for your business.