Bad Debt Protection from ScotPac.
Cover for events that are out of your control
Peace of mind in uncertain economic conditions
Protect your cash-flow
Improve your credit management and control
What is Bad Debt Protection?
When added to your Invoice Finance solutions, Bad Debt Protection safeguards your business from the risk of bad debts arising from customer insolvency or inability to pay, ensuring you maintain your access to ready cash flow.
Choose key customers who account for a significant percentage of your turnover for extra peace of mind.
Tell us who
your require protection on
and to what limit
Intelligent design
we'll set appropriate limits
Peace of mind
and you continue to operate
with peace of mind
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively.

Why ScotPac?
We believe in relationships, not transactions, and make it our business to know yours. With over 30 years' experience, you can count on us to see the true value of your business.What are the benefits?
Enquire NowIn the ever-changing environment of business ownership and management, the solvency of your clients and thus availability of cash flow can often be a key point of stress. Bad Debt Protection offers a little insurance against this uncertainty.
mind
your cash flow
with the claim
time
For more information about how we can help your business, fill out a quick enquiry form or call us today.
HOW CAN IT HELP MY BUSINESS?
There can be a lot of uncertainties for today’s companies. Bad debt protection covers you in the event that a customer fails to pay. Scottish Pacific handles the claim reporting process, giving you peace of mind.
WHAT DO I NEED TO APPLY?
As an add on to our Invoice Finance solutions, either contact your Relationship Team or speak to one of our friendly specialists about what you need to apply.
Easy to apply
1
Give us a call
Talk to your relationship manager orone of our friendly specialists
about adding this solution to
your facility
2
Proposal
We’ll present you with thesolutions to choose from,
based on what you’ve told
us you need
3
Documentation & Settlement
We’ll work with you todot all the i’s and
cross the t’s to finalise
your solution
Get approval within 24 hours
Get started todayCall us to discuss how we can
finance your business 1300 850 322