Breaking down barriers to help SMEs decarbonise – Have your say here
Ever wondered how Invoice Finance works? Watch our video here!
Read our latest SME Growth Index Report in full here.

Turn some day into right now.

Got a great business, a growing pipeline and clients that love you, but can’t get the banks on board?

ScotPac helps entrepreneurs to unlock the cash in existing assets and invoices while reducing receivables risk so you can re-invest in growth initiatives, fast. In fact, we’re experts in identifying untapped working capital in start-up business, even at pre-profitability stage.

Explore our finance solutions below.

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Why ScotPac?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Real Relationships Partner with us for the long term, with a local relationship team and direct access to decision makers.

Call us to discuss how we can
finance your business 1300 505 883