Business Finance & Cashflow Solutions

We understand the needs and difficulties faced by businesses big and small, and how having access to funding is vital for maintaining cash flow and fueling long-term growth.

Whether you need a lump sum to purchase new equipment or a flexible revolving line of credit, we offer a range of business finance solutions to help you grow and manage working capital. What do you need finance for? Enquire Now

What do you need finance for?

Buy
equipment

Pay wages

Buy
stock

Fund
expansion

Improve
cash flow

Pay debt

Refinance

Import
goods

Enquire Now

ScotPac offers a wide range of business and commercial finance solutions that help you get the funding you need

Our Invoice Finance solution allows you to access the cash in your unpaid invoices Learn more

Trade Finance provides a cash flow injection to help manage the import or export of goods Learn more

Asset Finance helps by financing new and pre-owned equipment or accessing the capital tied up in existing assets Learn more

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PHILIP RIDYARD – DIRECTOR, STRAIT BRANDS

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PHILIP RIDYARD – DIRECTOR, STRAIT BRANDS

Get Started

Why ScotPac?

We've been around for over 30 years, lending exclusively to SMEs. We uncover the hidden value in your business assets and make them work for you.

Partner with us for the long term, with a local relationship team and direct access to decision makers.

We’re growth enablers, unlocking the potential in your business. On average, our customers grow at more than 3x GDP.

We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.

We’re growth enablers, unlocking the potential in your business. On average, our customers grow at more than 3x GDP.

We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.

Partner with us for the long term, with a local relationship team and direct access to decision makers.

Get started

Not sure what type of business finance you need? Explore how we can help below.

Got a growing pipeline, but can’t get the banks on board? We can provide working capital to help you grow.

Are cashflow gaps preventing you from taking on new opportunities? We can turn your unpaid invoices into funding.

Need a cash injection for your business but feel you’ve exhausted all avenues? We can offer new funding paths to get you back on track.

At ScotPac, we can help all business types access the cash flow needed for success. Find out more here.

Long payment terms and high overheads causing cash flow challenges? We can help, find out more here.

Unpaid invoices slowing down your business production times? We can provide a quicker source of cash flow.

Cash flow issues affecting the ability to grow your book? We can provide a more predictable source of working capital.

Need more cash to keep your business moving? We can help unlock the value in your unpaid invoices.

Other industries

Slow paying clients holding up your plans? We can help you with quick access to cash so you can keep moving.

Need a cash boost for new projects? We can help provide you with additional cash flow.

Unexpected expenses affecting your company growth? We can help provide working capital to drive your ambitions.

At ScotPac, we can help businesses of all sizes to access the cash flow needed for success. Find out more here.

Cashflow gaps affecting your ability to grow? We can turn your customer invoices into a source of funding.

Are your outdated assets or lack of equipment holding you back? We can help you access funds using business assets you already have.

Need more purchasing power in your business? We can provide fast funding so you can keep growing.